Any property of the company can be insured against the following events:
- damage;
- embezzlement;
- theft;
- fire;
- flooding with water;
- damage caused by natural disasters, road accidents, etc.
Mechanical and electrical equipment can be insured against breakdowns.
Estimated cost of insurance
Buildings, structures | 0,07-0,18% of the cost |
Equipment, machines, mechanisms | 0,1-0,25% depending on the type of equipment |
Equipment, machines, mechanisms from breakdowns | 0,3-1% |
Inventory levels | 0,1-0,3% |
Office equipment and furniture | 0,3-0,5% |
In addition to property insurance, losses incurred as a result of forced downtime in production can be insured (see the section «Insurance of interruptions in production (enterprise activity)»).