The responsibility of enterprises is divided into the following types:
А) General civil liability
Б) Responsibility for the quality of the goods produced, works performed, and services.
These types of insurance cover life, health, property of third parties, and legal expenses.
The cost of insurance is approximately 0.2-0.35% of the amount of liability.
Example 1: Employees of the road service did not indicate the repaired section of the highway, as a result the car was damaged. If the road service is insured for its liability, then the insurance company will pay for the car repair.
Example 2: The employees of the service station installed a low-quality part, as a result of which the unit or unit in the car failed. If the service station has a liability policy, the insurance company will pay for the replacement or repair of the unit or unit.
